At Freedom 1st Credit Union, we want to make doing business with us as easy and convenient as possible. That's why we have a number of products and services which have been designed to do just that.

Direct Deposit

Have your regular paycheck deposited automatically each payday, and eliminate the need to make a trip to the credit union. If you need cash, a simple visit to your nearest ATM will take care of it.

Payroll Deduction

You can deposit a portion of your wages into a Freedom 1st savings account, checking account, or loan. It's an easy way to save and a smart way to manage your money.

24-Hour Loan Express

Apply for a Freedom 1st loan without leaving the privacy of your home or office using by our on-line loan application.

ATM Network

You may access literally thousands of ATMs around the world using your ATM/Debit card. Looking for a surcharge-free ATM near you is easy! Just click on either of the links below to find one near you.

Alliance One website
Money Pass website

Telephone Banking

You can have free access to your Freedom 1st accounts 24 hours a day - whenever you wish and wherever you are. Make transfers, find cleared checks make loan payments, track debits, and more.

Outside of Dayton: 1-800-501-2667

Mobile App

Banking on-the-go is a breeze with the Freedom 1st mobile app! Check your balances, pay bills, transfer money, and locate ATMs/office addresses at the tap of a finger. You can even deposit your checks at the tap of a button with mobile deposit! Freedom 1st CU mobile is fast, secure, and FREE! Use your current online banking login information to take your experience mobile today.

Download the Freedom 1st mobile app on the App Store
Get Freedom 1st mobile app on Google Play

Card Valet App

Freedom 1st Credit Union has launched the functionality to turn your debit card off/on directly from your mobile device via an app called Card Valet, available in the App Store or Google Play. This can be helpful if:

  • You lose your debit card. We’ve all had that moment where we go to look for our debit card and…uh oh! Our new service will let you turn off your card so it doesn’t end up in the wrong hands (and you can turn it back on when you inevitably find it in the least likely place).
  • You want more control over your spending habits. This new technology allows you to set parameters on how your card is used, like only in-person at merchants or ATMs in order to prevent online fraud. You can also set spending limits, which can come in handy for those times when you let your teen use your card.
  • Your card is compromised. Funny how we can be in a work meeting AND shopping across the country at the same time, isn’t it? Receive notification of suspicious transactions and disable your card so fraudsters can’t use it. Phew!

Learn more about Card Valet by speaking with one of our Member Service Representatives, or download the app today!

Download on the App Store
Get it on Google Play

Shared Branching

Your credit union goes beyond the heartland. Through the Shared Branching network, you have access to over 5,000 participating credit unions across the country and abroad. Conduct basic transactions like deposits and withdrawals just as you would at Freedom 1st; all you need is your account number, government-issued photo identification, and the name of your credit union (that's us!). Find a Co-Op Shared Branch near you, or text your location to 91989.*

*While services are free of charge, standard data/SMS fees may apply from your Mobile Carrier.