Disclaimer

Terms and Conditions for Freedom 1st Credit Union Site

We are pleased to provide Freedom 1st Credit Union members an Internet site in the domain www.freedom1stcu.com ("Site"). It is provided subject to the following terms and conditions. Please read them carefully as any use of the Site constitutes your agreement to all of them, including but not limited to our Online Privacy Statement. If you do not agree, please exit the Site at this time.

License Grant and Use Restrictions; Your Indemnification.

Our Site is intended to provide members of Freedom 1st CU ("you") easy access to information about Freedom 1st Credit Union ("Freedom1st", "we" or "us"). We grant you a nonexclusive, revocable license to copy or print an unaltered permanent copy of information on the Site for your personal use, non-commercial purposes only. You may not otherwise copy, modify, publicly distribute or display, perform, publish, license, create derivative works from, transfer, or sell anything obtained from this Site. You agree that you will not alter any Site information and will not use (or allow others to use) the Site or any information obtained from it for any wrongful, unauthorized or unlawful purpose and agree to indemnify and hold Freedom 1st Credit Union and its affiliates harmless from and against any loss, damage or expense (including attorneys fees) incurred by them because of any such use.

Privacy

We understand that you are concerned about privacy. For information about how we treat information that you provide us through the Site, please see our Privacy Statement.

Information Accuracy - NO WARRANTIES.

All information is either generated by Freedom 1st Credit Union or is obtained from sources believed by us to be accurate and reliable as of the date posted on the Site. However, because of the possibility of human and mechanical error, delayed updates, as well as other factors such as the difficulty of securing a web site from unauthorized alterations or the occurrence of a system breakdown or other unavailability, neither Freedom 1st Credit Union nor any of its affiliates provide any representations or warranties regarding the Site or any information in it. The Site and all information is provided "AS IS" and with all faults, and Freedom 1st Credit Union makes no representations and disclaims all implied warranties of every kind, including warranties or any duties (if any) as to accuracy, timeliness, completeness, suitability, availability, merchantability, and fitness for any particular purpose, or lack of negligence or viruses.

Links to Other Sites.

Our Site contains hyperlinks to sites operated by third parties. When you click on the link, you will leave our Site and go to the linked site. We are not responsible for the contents or use of the linked sites, and their terms and conditions apply.

Damages and Remedies are Limited and Exclusive

NO INCIDENTAL OR CONSEQUENTIAL CHANGES. To the full extent allowed by applicable law, you agree that neither Freedom 1st Credit Union nor any of its affiliates will be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits or lost opportunity), or any other indirect, special, or punitive damages whatsoever, that arise out of or are related to the Site, or any use of it or information in it, even if Freedom 1st has been advised of the possibility of such damages. This exclusion of damages includes damages claimed in any cause of action, including but not limited to legal or equitable proceedings and claims relating to contract, tort products liability.

Limitation on damages and exclusive remedy.

You agree that your recovery for any damages that you incur shall be limited, at Freedom 1st's election, to: (1) a refund of any amount (if any) you paid for information from the Site or for any use that caused a problem, or (2) correction or replacement of the information. Any failure or unconscious ability of any remedy does not affect the enforceability of the limitations on and exclusions of consequential, incidental and other damages, and you expressly agree that those limitations and exclusions are independent of the performance of any or all agreed remedies. All limitations will apply to all legal and equitable theories, including but not limited to contact, tort and products liability.