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Loans Products
When you need money, just call
Freedom 1st Credit Union for fast processing, convenient payment
plans and competitive rates. At Freedom 1st, you can get some of the
best loan values available anywhere! With the absence of fees, a
Freedom 1st Credit Union loan will cost less than most other loans.
Vehicle
Loans
Whether you need a new or used car, van or truck, you'll be
on the road in no time. We offer a variety of options to suit your
needs. You'll find our rates and terms to be very competitive. If
you're looking for a little adventure, we also have attractive rates
on any type of recreational vehicle, boat, snowmobile, quad runner,
camper or motorcycle.
Real Estate
Loans
Freedom 1st Credit Union offers 1ST
mortgages on your primary residence or 2ND home mortgages (vacation home),
through Covenant Financial Concepts. You can reach our credit
union representative, Jim Lehman for more information at
937.395.9527 or by linking directly to their website:
www.covenantfinancialconcepts.com
You may also choose to apply for a
closed-end 2ND mortgage. You can apply this loan to education, home
improvements or anything else that comes to mind.
Home Equity Loan (revolving line of
credit)
This is a great way to use the equity you've built up in your home
for many different purposes. Freedom 1st Credit Union will finance
up to 80% of the appraised value. Nominal closing costs also apply.
Another added benefit for home equity loans is the interest may be
tax deductible (consult your tax advisor for details).
Debt
Consolidations
Are you overwhelmed with bills every time you go to your
mailbox? Freedom 1st Credit Union has the solution! With a Freedom
1st Credit Union debt consolidation loan we will pay off your
creditors so you will have only one bill to pay - that's us! We can
arrange your payments to be made easily through payroll deduction or
direct deposit. We have the payment plan for you.
Share
Secured
If you have money in your account but just don't want to withdraw
it, a share secured loan may be for you. These loans have a low
interest rate and terms to fit your budget. As the balance of your
loan is paid down, the amount of shares pledged in your account is
released. Your savings will still receive dividends while it is
pledged as collateral on the loan.
 
 Accounts
Federally Insured to $100,000 by NCUA, an agency of the U.S. Government
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