Signature Loan Promotion* (For a limited time only!)

Need help paying off your bills? Looking to pay off debt? Want a lower interest rate? Look no further! Freedom 1st Credit Union is offering Signature Loan for as low as 3.99%! Click on the APPLY TODAY button above to get started!

What makes this great?

• Fast approval – just need your signature!
• Take up to 48 months to repay the loan
• Use this loan for any reason you need the money
• Consolidate your bills into one, easy payment

*Annual Percentage rate valid on signature loans up to current loan limits that are approved under FFCU underwriting policies. Offer valid on new loans only and cannot be used to refinance an existing FFCU loan. Must have excellent credit standing to qualify for best rate. Other great rates available based on credit score. You must reside in Northern Montgomery or Preble Counties or be employed by one of the companies we serve as a select employer group. Please inquire with your payroll department to see if your employer qualifies. Offer subject to end without notice.

Student Loans

With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.

Automobile Loans

Whether you need a new car or used car, van or truck, you’ll be on the road in no time. We offer a variety of options to suit your needs. You’ll find our rates and terms to be very competitive. Apply online, it’s easy!

Recreational Loans

If you’re looking for a little adventure, we have attractive rates on any type of recreational vehicle, boat, snowmobile, quad runner, camper, motorcycle, and more! With a loan from Freedom 1st Credit Union you will be sure to have a low payment and good interest rates. Apply today!

• Rates as low as 6.99%
• You could qualify for up to $250,000
• You can use your loan towards the purchase of either a NEW or USED recreational vehicle
• Process for approval is fast – funds available as quickly as same day
• Pre-approval available – increase your bargaining and negotiating power when shopping around
• Refinance your existing loan from another financial institution to save money
• No prepayment penalties

Real Estate Loans

Freedom 1st Credit Union offers 2nd mortgages on your primary residence for anything that comes to mind such as: education, home improvements, cars, boats, or bill consolidation. Rates are competitive and closing costs are nominal. A closed end second mortgage is a fixed rate loan so there are no worries about rate increases in future years.

A Home Equity loan is another great way to use the equity you've built up in your home for many different purposes. Freedom 1st Credit Union will finance up to 70% of the appraised value. Nominal closing costs also apply. Another added benefit for home equity and/or second mortgage loans is the interest may be tax deductible (consult your tax advisor for details).

Debt Consolidations

Are you overwhelmed with bills every time you go to your mailbox? Freedom 1st Credit Union has the solution! With a Freedom 1st Credit Union debt consolidation loan we will pay off your creditors so you will have only one bill to pay - that's us! We can arrange your payments to be made easily through payroll deduction or direct deposit. We have the payment plan for you.

Share Secured

If you have money in your account but just don't want to withdraw it, a share secured loan may be for you. These loans have a low interest rate and terms to fit your budget. As the balance of your loan is paid down, the amount of shares pledged in your account is released. Your savings will still receive dividends while it is pledged as collateral on the loan.

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