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Share Draft Checking Account
At Freedom 1st Credit Union we strive to be your first choice for financial services. That is why we offer products and services that make your life easier. With a checking account from Freedom 1st Credit Union, you can control your funds easily without the extravagant cost. Adding to your convenience, you can access your checking account through a member service representative, by phone, with an ATM card, or VISA® ATM/Debit card. As a participant of the Alliance One ATM network, there are literally thousands of ATM machines to serve you nationwide.

With a checking account from Freedom 1st Credit Union, we make it easy.

  • No monthly service charges.
  • No per-check charges.
  • No minimum balance required.
  • Free starter checks.
  • Payroll deduction and direct deposit.
  • Monthly statement of your account.
  • Accounts are insured with the NCUA up to $100,000.
  • Accounts are further insured up to $250,000 with ESI.
  • Senior non-interest bearing checking accounts are available with free checks.

Related Products & Services

ATM Cards
The convenience of an ATM card helps you avoid those long lines when you need cash fast!

Need to find a surcharge-free ATM? Click Here!

  • Get cash 24 hours a day, 7 days a week at thousands of ATM locations, nationwide.
  • Use our Freedom 1st CU ATMs all the time, anytime, fee-free!
  • Surcharge free transactions at any U.S. Bank ATM Network.
  • 4 free withdrawals per month at non-Freedom 1st ATMs                              
  • Transfer funds and make balance inquiries*

(*PLEASE NOTE OUR CREDIT UNION POLICY: Freedom 1st CU DOES NOT accept deposits through ANY ATM network. All deposits must be made directly at the credit union or placed in one of our night depositories at either of our offices after hours.)

 ATM/Debit Check Card
A VISA® ATM/Debit card offers you the same convenience as an ATM card and more.

  • The convenience of a credit card (each transaction is deducted directly from your Freedom 1st checking account), accepted at millions of locations worldwide.
  • This card can be used as an ATM card at thousands of locations, nationwide.
  • Pay for purchases without writing checks (at participating merchants and locations where VISA® is accepted).
  • Can be used at any U.S. Bank ATM surcharge free. (Four free ATM withdrawals still apply with CU).

Liberty Check Orders
We're making it even easier to make sure you never run out of checks again. Freedom 1st Credit Union members can reorder Liberty checks and check-related products online! Simply click on the Liberty logo and you'll be on your way to ordering a new box of checks.

Here is what you'll need:

  • Reorder ID - 12-digit number located on the white sheet in each box of checks
  • Start Number - the starting check number for your next box of checks

For security protection, you are not allowed to change any of your personal information online. To change the information displayed on your checks, contact the credit union at 937-223-2828. The next time that you want to reorder checks online your newly updated information will appear.

          ESI

      Accounts Federally Insured to $100,000 by NCUA, an agency of the U.S. Government